Your Medicare Guide
We help you understand your Medicare options to tailor a plan that fits your needs.
Get Personalized Medicare Help
Medicare health insurance is available for people age 65 and older, as well as those with certain disabilities. MK Plans can help you understand your Medicare options and choose the right plan for your needs. Don’t call a 1-800 number that takes you through confusing prompts. Call MK and speak to a person right away.
We Help You:
- Understand your Medicare Options
- Compare Medicare Plans
- Enroll in a Medicare Plan
- Get the Most out of your Medicare Benefits
If you are not sure if you need Medicare supplements or have additional questions about Medigap plans contact MK now.
Call MK now to create your custom Medicare plan.
Medicare is a federally managed health insurance program offering coverage to Americans aged 65 and over, as well as younger individuals with certain disabilities. Established in 1965 when Lyndon B Johnson signed it into law, it operates on a fee-for-service model with two parts:
- Part A (Hospital Insurance): Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care.
- Part B (Medical Insurance): Covers doctor’s services, outpatient care, medical supplies, and some preventive services.
Medicare provides access to doctors, hospitals, and other healthcare providers, but it’s important to understand its limitations. Beneficiaries must pay deductibles and co-insurance for covered services, and there’s no annual cap on out-of-pocket expenses. Furthermore, routine dental, vision care, and hearing are not covered by Original Medicare.
Individuals seeking comprehensive health insurance may need to consider additional plans like Medicare Advantage or Medigap to supplement their coverage and address these gaps.
Medicare supplements, also known as Medigap plans, are private health insurance plans that can help pay for some of the out-of-pocket costs associated with Original Medicare (Part A and Part B).
These plans are sold by private insurance companies and are not affiliated with Medicare.
Medigap plans can help cover costs such as:
- Copayments
- Deductibles
- Excess charges
- Medicare Part B Coinsurance
- Skilled nursing facility coinsurance
- Hospice coinsurance
For more information about Medicare Supplements/Medigap Plans, contact MK now.
In addition to the standard benefits of Medicare Part A and B, Medicare Advantage plans (Part C), and Medicare Part D for prescription drugs, there are also additional benefits available.
Contact MK to find out if you are eligible for any additional Medicare benefits.
Check Out Our Resources
These valuable State and Federal resources include Medicare Providers, Dentists, Vision Centers, Hearing Doctors, Agencies, Legal Advisors, Community Support, and more.
Secure your peace of mind in selecting Medicare with a free consultation.
MK will help you navigate the options, offering personalized insights and a reassuring hand to guide you through the process.